Insurance

Everyday you strive to give VIP treatment to your guests. We do the same. With over 11 years of trusted experience providing insurance to the hotel and hospitality industry, you can be assured that we’ll provide a customized risk management package just for you. 

 

 

VIP Hotel Insurance is pleased to partner with Kurt Kramer, a familiar face in the hospitality insurance marketplace. His knowledge and experience ensure that your assets (as provided to him) will be protected in the event of a claim or catastrophy. Kurt enables VIP to bring great, rewarding and an all encompassing insurance program to the Hotel owner.

 

VIP Hotel Insurance provides property and casualty insurance like buildings, construction, remodels, boilers, vehicles, and garage liability. Other common provided coverages include Director & Officer, Employment Practices Liability (EPLI), workers compensation, bonds, group life, health, vision, and dental insurance.

 

We work with only AM Best A- or higher rated companies. We’re licensed in 49 states – which means that we can provide coverage for multi-state properties and management companies. Have you ever questioned whether or not you are paying too much for coverages you don’t need? Or maybe you’ve wondered if you have enough coverage on your property, assets, and employees. We’re happy to review your coverage and recommend the optimal coverage — not too much, and not too little. Contact us today!

Even though you provide a good night’s sleep for your guests, sometimes it’s tough for the hotelier to sleep well wondering if you’ve done all that you can to make sure your business is protected.  The hospitality business has many unique risks – some you may have never considered.  But now you can rest peacefully.  We know those risks and will make sure you have the coverage you need.

 

Here are some scenarios we might cover with you:

Does your establishment host business meetings, workshops, seminars, receptions, weddings, or other events (with or without catering)?  What would happen if you accidentally booked multiple events for the same day in the same room?

Do you rely on your franchise or another reservation service to make reservations for your guests?  What would happen if that service was shut down because of a fire, or catastrophe?

Do you use a key-card system?  How much would it cost if the system were damaged or down?  What if it was a complete loss? What would happen if your master key was lost, stolen,or damaged?  How much would it cost to replace all of your keys and or locks?

Does your facility use safety boxes/safes for your guests’ property?  What would happen if you were legally liable for loss or damage to your guests’ property?

What would happen if you had a loss at your facility, forcing your guests to find an alternate facility?  What would you do to keep your guests happy and satisfied?

Do you sell alcoholic beverages to your guests and customers?  What would happen if one of these customers was injured as a result of your establishment selling them an alcoholic beverage?

Do you have a restaurant in your facility?  Is it leased?  Does your lessee have adequate insurance?  What if a customer contracted food poisoning or a disease because of the food that was provided?  What if a customer chips a tooth while dining?  Who is responsible for the claim payments?

We have the solution for each of these situations…and many more that aren’t listed!