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Archive for the 'Liability Insurance' Category

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Fighting Mad Hotel Franchisees! Including the Exclusions

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Posted on 16.02.10 by VIP Hotel Insurance 2:47 pm

When your insurance carrier and your parent company are at odds, what do you do? That’s the issue facing Best Western Franchise owners to the news that the company is re-evaluating its relationships with franchisees based on their current insurance coverage. At issue is the standard assault, battery, and molestation exclusions that hotel insurance carriers have on their policies. Understandably, the company is requiring the coverage to minimize loss exposure.

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Hotel Discrimination – For Women Only

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Posted on 28.12.09 by VIP Hotel Insurance 3:40 pm

Look out, hoteliers – a new trend is emerging in the hotel industry. A Singapore-based hotel has just launched its women-only floor of hotel rooms. The rooms, housed behind security doors with limited access, are stocked to the rafters with girly accoutrements. Luxury hotels like the Premier Hotel in Times Square, NY have also begun offering female only floors.  However, this newest offering is also chock full of legal questions. If the rooms are exclusive of men, how long before a discrimination case?

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Tis the Season for Hotel Insurance Non-Renewals, fa la la la la, la la la la

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Posted on 14.12.09 by VIP Hotel Insurance 3:54 pm

‘Tis the season – not only for holidays, but for nonrenewal notices. At least one major hotel insurance carrier has sent out its nonrenewal notices, meaning that some of you reading this blog will be shopping for coverage. If you’re not careful, you could find yourself buying what appears to be a great deal, only to find that on the next renewal, the deal evaporates or worse, the company dumps the book of business, leaving you searching once more for hotel insurance coverage.

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The Risks of Hotel Points and Reward Programs

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Posted on 09.12.09 by VIP Hotel Insurance 9:56 am

Hotel Rewards programs are popular and boost participation levels.  However, these same rewards programs hold a strong potential for legal action.  Are you sure you’re covered?Whoever came up with the first point reward system knew that consumers are eager to earn freebies. From airlines to hotel stays, consumers rack up massive quantities of points that can be redeemed for merchandise, free stays/travel, or in some cases cash. It’s a bonus program system that boasts huge participation levels.

 

The reason these programs work so well is that consumers often forget to use them. In a recent survey of frequent travelers, 47 percent have never redeemed points or rewards earned through airlines and hotels. Since most points systems are set up with definite expiration dates for earned rewards, millions of free comps are being left on the table. Great news for hotels, but what’s it doing for your business reputation?

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When Hotels Ask Guests to Leave

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Posted on 19.11.09 by VIP Hotel Insurance 9:55 am

What happens once you clear the hotel of the bad guest …can you breathe a sigh of relief?Hoteliers have see it all, heard it all, and dealt with it all. It would be hard to find a hotel manager or owner who hasn’t had to ask a guest to leave due to bad habits or behavior. But what happens once you clear the hotel of the bad guest can you breathe that sigh of relief?

 

If you’re smart, your hotel will have a process in place, and in use, for reporting the incident. It’s a litigious world we live in, and a strong policy, consistently enforced, can go a long way to avoiding or lessening any claims against the hotel.

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