No one needs to tell you the changing nature of the hotel industry. Between government regulatory change and health and safety issues, it’s all you can do to stay ahead of an evolving, growing industry. So how do you think that hotel insurance policy package you bought is doing?

 If it’s been more than a few years since you purchased your hotel insurance package, it’s almost a given that something in your current business practices is not covered by that insurance package. But how can you know? Read the rest of this entry »

Continue reading...Comments (0)

Flickr photo credit: Ed Bacchus

If you’re shopping for insurance through an agency or insurer that handles any number of policy types and industries, you could be under-insuring. That’s because general insurance agents, while understanding the broader aspects of covering commercial entities, are hard pressed to fully understand the risks unique to the hotel business. As a result, you may not be covering all the risks you can.

Instead, look for hotel industry specialists. These are folks like me, who understand the hotel business, and who have expertise in locating the right policies for your needs. Your general insurance agent may understand how to cover slip-and-fall injuries, general liability, or theft, but does that agent understand what hotel insurers require in terms of modern facilities, safety requirements, or management policies?

Read the rest of this entry »

Continue reading...Comments (0)

This winter has been unusual in that we’ve gone from severe sub-zero weather to moderate temperatures in short periods of time. We’ve had snow storms and floods. When the freeze thaw cycle repeats itself over and over again, your driveway pavement is going to pay the cost.

Potholes will happen. This is a guarantee. Are you making every effort to keep your driveway and sidewalks repaired for your guests and employees? Guest vehicles can be damaged. Guests can trip and fall. Guests can be injured by luggage falling from a rack when the courtesy van hits a dangerous pothole.

It’s important that your insurance provides the coverage needed. If you’re not sure whether or not you’re covered, give us a call. We can look over your policy – at absolutely no obligation, or risk. We’re here to help you have the best coverage possible – whether it’s with us or through your agent.

Continue reading...Comments (0)